The restaurant and hospitality industry is important to the livelihood of many people. When you choose to operate an establishment in this industry, you will need to find the right insurance to protect you, your business, your patrons and your employees.
As experts in hospitality and restaurants, we are able to serve in ways that generalists can’t match.
Commercial Insurance Solutions has been providing exceptional insurance for hotels, restaurants, bars, nightclubs, and more for over 20 years. Our knowledgeable and experienced agents will help you assess your insurance needs and will explain the insurance you must have, the coverage you should have, and the options you could have.
Bars
Protect your bar or tavern from the potential financial costs of covered incidents.
Nightclubs
Nightclubs are exposed to many different risks. Good nightclub policies will guard against many of the potential risks that nightclubs face.
Restaurants
Liability and property protection for one of your most important assets.
Food Trucks
Any business that sells or serves food or beverages at places other than its main location may need a food truck policy.
Caterers
Insurance specifically designed for caterers that serve food at off-site locations.
Microbreweries
Get coverage tailored specifically to the beer-brewing industry.
At Commercial Insurance Solutions, we focus on providing superior quality hospitality insurance products and innovative risk-related solutions. We understand the unique requirements for insuring hotels & resorts with the specific public exposures associated with premises, food and beverage.
We also understand our clients need for competitively priced hospitality insurance solutions that include coverage for direct losses to property, stock, lost income, and the timely replacement of assets.
Commercial Insurance Solutions addresses the specific liability issues of the hospitality industry through a variety of programs specifically designed to provide protection against third party claims resulting from clients products or service. Additionally, CIS supports our clients’ needs in non-insurable areas such as risk management as it relates to loss prevention and safety.
Specialized Hospitality Insurance
Get tailored insurance coverage to meet the specific needs of your unique business.
Assault & Battery Insurance
Protect your business from lawsuits in the event of a physical confrontation between two or more people. This coverage can help pay for a restaurant’s legal defense and more.
Valet Insurance
Get protection for vehicles that are in the “care, custody, or control” of a valet service. Policies can be packaged and customized to fit the needs of your business.
Liquor Liability Insurance
Coverage specifically designed to insure business that sell alcohol from liability suits arising from intoxicated patrons’ actions.
Liquor Bond Insurance
Retail businesses that want a liquor license so they can sell alcohol to customers usually need a liquor bond. We’ll help make sure the bond you select meets your state’s requirements and your business’ needs.
As an employee-owned, independent insurance brokerage, Commercial Insurance Solutions is not tied to a single provider. Over the years, we access a group of highly respected, financially stable commercial insurance underwriters to offer our valued customers the best coverage at the lowest rates possible.
We also understand that our work isn’t done once we write your policy. In fact, it’s just begun! We keep our finger on the pulse of the insurance industry and notify our clients of changes that could affect their coverage. In many cases, those changes create new opportunities for increasing their coverage without raising their premium costs.
Call us today at 888-613-2224. We’ll be happy to provide you with a no-cost, no-obligation comparison with your current insurance.